Stopping Collection Texts Is Not the Same as Disputing a Debt
Distinguish a text opt-out, a request about a communication medium and a written cease-communication notice.
Debt Harassment Relief
Requests to Stop Collection Contact
A request about contact is different from a dispute over an account. Begin with the exact words and the communication channel.
Keep the request and response
Record what you asked, when and where you sent it, and what arrived afterward. Read the guide’s source links for the relevant conditions and exceptions.