Debt Harassment Relief
Keep the Records. Find the Source.
A private recordkeeping checklist and a short route to the official debt-collection rules.
A private evidence checklist
Keep complete original messages, letters and envelopes; voicemails; dates and times; the named collector and creditor; account references; your requests; and responses. Note what you know firsthand versus what a message claims. Do not send these records to this website.
Official starting points
Use the CFPB’s debt-collection resource center and its Regulation F text. A complaint submission does not itself resolve a dispute or replace advice about a court deadline.